AMERICAN COLLEGE OF THESSALONIKI

  1. Which would you rather be holding if there is a decline in interest rates: long-term bonds or short-term bonds? Why?
  2. Predict what will happen to interest rates if the public suddenly expects a large increase in stock prices.
  3. Predict what will happen to interest rates on a corporation’s bonds if the federal government guarantees that it will pay creditors if the corporation goes bankrupt. What will happen to the interest rates on government securities?
  4. What is the implicit forward interest rate two years from now, if a 2- year bond earns 7% and a 3- year bond earns 8%?
  5. Calculate the implicit forward interest rate if a 2- year bond offers 6% while a 1- year bond offers 5%.
  6. Assume you are dealing with zero-coupon bonds. Yields to maturity on bonds are as follows:

Bond Maturity YTM
A 1yr 11,0%
B 2yrs 12,0%
C 3yrs 11,5%

Required:
• Calculate the implied 1-yr forward rates for the starts of years 2 and 3.
• Calculate the implied forward rate on 2-yr bonds for the start of year 2.

  1. If expectations of the future short-term interest rates suddenly rise, what would happen to the slope of the yield curve?
  2. Assuming the expectations hypothesis of the term structure is correct, calculate the interest rates in the term structure for maturities of 1 to 5 years and plot the resulting yield curves for the following path of 1-year interest rates over the next 5 years:

a) 5%, 6%, 7%, 6%, 5%
b) 5%, 4%, 3%, 4%, 5%

How would your yield curves change if people preferred shorter- term bonds over longer-term bonds?